Simplified Issue Disability Income Insurance

You work hard to take care of your family, your home, your future. Disability income insurance (DI) can help you maintain your lifestyle if you suffer a disabling illness or injury and can’t work.

Simplified Issue Disability Income Insurance

You work hard to take care of your family, your home, your future. Disability income insurance (DI) can help you maintain your lifestyle if you suffer a disabling illness or injury and can’t work.

Introducing Personal Paycheck Power® Simplified Issue DI

With Simplified Issue Disability Income Insurance (SIDI) from Illinois Mutual, you can easily apply for a simple and effective policy that can help you pay your most essential bills if you suffer a disabling illness or injury that prevents you from earning a paycheck.

Your monthly benefit may be used to help pay for:

  • Your mortgage/rent

  • Your monthly utilities

  • Your groceries

  • Any other miscellaneous bills you choose to keep your financial life on track

Advantages of Simplified Issue DI:

  • Fast underwriting decisions.

  • Simple, electronic application process: straightforward questions to streamline the underwriting process.

  • Elimination periods as short as 0 days for accident and 7 days for sickness, dependent on customer selection and state availability.

  • Premium rates are unisex and uni-tobacco: no higher premiums based on tobacco usage.

Learn more about SIDI